We offer competitive rates for our loan programs. If you don't see a rate you're looking for, you can use our Rate Tracker service to request that we notify you when rates reach a certain level. Conforming rates quoted use the following assumptions: $350,000 loan amount, 20% down payment or equity, Single Family Residence, 740+ credit score, Owner Occupied property, Verifiable Income and Assets, LTV = CLTV. 360 payments for 30 year fixed or ARM, 180 payments for 15 year fixed. APR may increase with ARM loans. Rates, Loan to Value Limits, Loan Amounts, Programs, and Pricing may vary from state to state due to area risk tolerance adjustments. These rates are not guaranteed and are subject to market shift unless locked.
Rates are subject to changing market conditions. FHA loans not available in California.
All rates subject to change without notice until locked. This office is examined by the Department of Regulatory Agencies State of Colorado and Department of Real Estate State of California. A $1454 fee pack applies to all loans.